Workers Compensation in California

California requires employers to purchase workers comp insurance, so that they can cover the medical expenses and missed wages of an injured worker. How much insurance is needed depends on your business's situation.

Workers Comp law adheres to the "no fault" rule, which states that benefits are provided regardless of who is at fault for the work injury.

With proper workers comp insurance, a business can avoid potentially costly lawsuits and have peace of mind that the injured employee will be taken care of.

As an employer, you have certain responsibilites when an injury occurs. First and foremost, administer first aid and accompany injured worker to a selected medical provider. Next, report incident within company and notify the employee's family. After the injured worker's immediate needs are met, you must file a workers' compensation claim with your your insurance carrier immediately.

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